THIS HOME CAN BE PURCHASED WITH NO MONEY DOWN and NO PMI! Welcome to this charming home in the heart of Lutz, FL! This beautiful pool home is ideal for those who appreciate a peaceful, natural setting, surrounded by large oak and palm trees on an oversized lot. This 3-bedroom, 1.5-bathroom block home is conveniently located near I-275, Tampa, USF, Busch Gardens, the VA Hospital, Moffitt, and all your favorite local attractions. The home features water heater 2017, A/C 2024, Roof June 2021, and Pool filter and grids 2024. Inside, stylish and durable hardwood floors provide easy care. Relax in the family room in front of the brick wood-burning fireplace during family gatherings, or bask in the Florida sun in your fenced backyard, enjoying the pool and gazing at your chicken coop. Don't miss the opportunity to make this meticulously maintained home your own. With no HOA, you can enjoy added freedom and flexibility. Schedule a showing today and experience the best of modern living in Lutz!