UPDATED:
Key Details
Property Type Single Family Home
Sub Type Single Family Residence
Listing Status Active
Purchase Type For Sale
Square Footage 3,341 sqft
Price per Sqft $329
Subdivision Mirabay Ph 1B-1/2A-1/3B-1
MLS Listing ID TB8553235
Bedrooms 4
Full Baths 3
Half Baths 1
Construction Status Completed
HOA Fees $190/ann
HOA Y/N Yes
Annual Recurring Fee 190.0
Year Built 2004
Annual Tax Amount $20,058
Lot Size 7,405 Sqft
Acres 0.17
Lot Dimensions 70x108
Property Sub-Type Single Family Residence
Source Stellar MLS
Property Description
At 421 Islebay Drive, the Florida waterfront lifestyle begins in your own backyard. Set on 70 feet of saltwater canal frontage in MiraBay, this 4-bedroom, 3.5-bath home pairs 3,341 sq. ft. of living space with a private 29x4 dock with electric and a 10,000 lb boat lift. From time on the water to evenings on the covered lanai, the home is designed around enjoying life by the canal.
Inside, the two-story layout gives everyone room to spread out while keeping the primary suite and dedicated office on the first floor. The main living area brings the kitchen and family room together in an open layout, complemented by a custom feature wall, electric fireplace and built-in shelving. Luxury vinyl flooring runs through the living areas and bedrooms.
The kitchen is ready for everyday meals and entertaining with stone counters, a center island, breakfast bar, pantry, natural gas cooktop and 2025 KitchenAid appliances, including a built-in oven with air fryer. The first-floor primary bedroom has a walk-in closet and tray ceiling, while the en-suite bath has marble flooring, split vanities, stone counters, a garden tub and separate shower.
Upstairs, three additional bedrooms and a 16x13 loft create flexible space beyond the main living areas. Two full baths serve the second floor, including a Jack-and-Jill bath. Updated bathrooms add marble flooring, new vanities and updated lighting.
Important improvements add even more value: dual A/C systems replaced in 2024, water heater replaced in 2024, KitchenAid appliances added in 2025, and a new metal roof section completed in 2026 alongside the approximately 5-year-old shingle roof.
French doors lead outside to a covered lanai, patio and fenced yard overlooking the canal. The concrete seawall, private dock and boat lift put the water at the center of daily life, whether you are heading out by boat or simply unwinding beside the canal.
MiraBay extends the lifestyle beyond the property with a clubhouse, fitness center, community pool, tennis courts, parks, playground, golf-cart-approved streets and community boat ramp. The required HOA is $190 annually, and the home is connected to public water, public sewer and natural gas.
***** WHAT THE SELLER LOVES
Having the boat right behind the house makes it easy to enjoy time on the water, while the fenced yard and covered lanai create a comfortable place to relax outdoors. The first-floor primary suite, dedicated office, upstairs loft, updated bathrooms and major 2024-2026 improvements make the home easy to enjoy day to day, with MiraBay's recreation and waterfront lifestyle just beyond the front door.
Location
State FL
County Hillsborough
Community Mirabay Ph 1B-1/2A-1/3B-1
Area 33572 - Apollo Beach / Ruskin
Zoning PD
Rooms
Other Rooms Breakfast Room Separate, Den/Library/Office, Formal Dining Room Separate, Inside Utility, Loft
Interior
Interior Features Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Stone Counters, Thermostat, Tray Ceiling(s), Walk-In Closet(s), Window Treatments
Heating Central
Cooling Central Air
Flooring Luxury Vinyl, Marble, Tile
Fireplaces Type Electric, Insert, Living Room
Furnishings Unfurnished
Fireplace true
Appliance Built-In Oven, Cooktop, Dishwasher, Disposal, Ice Maker, Microwave, Range, Range Hood, Refrigerator
Laundry Inside, Laundry Room
Exterior
Exterior Feature Hurricane Shutters, Lighting, Private Mailbox, Private Yard, Rain Gutters, Sidewalk
Parking Features Driveway, Garage Door Opener, Ground Level
Garage Spaces 2.0
Fence Fenced, Other
Community Features Association Recreation - Owned, Clubhouse, Deed Restrictions, Fitness Center, Gated Community - No Guard, Golf Carts OK, Handicap Modified, No Truck/RV/Motorcycle Parking, Park, Playground, Pool, Restaurant, Sidewalks, Special Community Restrictions, Tennis Court(s), Wheelchair Access, Street Lights
Utilities Available BB/HS Internet Available, Cable Available, Fiber Optics, Natural Gas Connected, Public, Sewer Connected, Underground Utilities, Water Connected
Amenities Available Basketball Court, Clubhouse, Fence Restrictions, Fitness Center, Gated, Handicap Modified, Maintenance, Park, Pickleball Court(s), Playground, Pool, Recreation Facilities, Security, Spa/Hot Tub, Tennis Court(s), Trail(s), Vehicle Restrictions, Wheelchair Access
Waterfront Description Canal - Saltwater
View Y/N Yes
Water Access Yes
Water Access Desc Canal - Saltwater,Gulf/Ocean to Bay
View Trees/Woods, Water
Roof Type Shingle
Porch Covered, Front Porch, Patio, Porch, Rear Porch
Attached Garage true
Exposure West
Garage true
Private Pool No
Building
Lot Description In County, Landscaped, Level, Sidewalk, Paved
Story 2
Entry Level Two
Foundation Slab
Lot Size Range 0 to less than 1/4
Sewer Public Sewer
Water Public
Architectural Style Coastal, Florida
Structure Type Block,Stucco
New Construction false
Construction Status Completed
Schools
Elementary Schools Apollo Beach-Hb
Middle Schools Eisenhower-Hb
High Schools Lennard-Hb
Others
Pets Allowed Breed Restrictions, Cats OK, Dogs OK, Number Limit, Yes
HOA Fee Include Guard - 24 Hour,Common Area Taxes,Pool,Escrow Reserves Fund,Fidelity Bond,Maintenance Grounds,Management,Private Road,Recreational Facilities,Security
Senior Community No
Ownership Fee Simple
Monthly Total Fees $15
Acceptable Financing Cash, Conventional, FHA, VA Loan
Membership Fee Required Required
Listing Terms Cash, Conventional, FHA, VA Loan
Num of Pet 4
Special Listing Condition None
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